Rates Effective as of 3/10/2010 Money Market Accounts APY*     High Yield Rate 1.25%  (1.25%)     Standard Yield Rate 1.00%  (1.00%)     Business MM 0.50%  (0.50%)   Savings Accounts APY*     Regular Savings 0.75%  (0.75%)     Junior Savings 0.50%  (0.50%)   Certificates of Deposit    (Personal and Business) APY*     3 Month 0.75%  (0.75%)     6 Month 0.85%  (0.85%)     9 Month 1.00%  (1.01%)     12 Month 1.60%  (1.61%)     18 Month 1.75%  (1.77%)     24 Month 1.90%  (1.92%)     36 Month 2.40%  (2.43%)     48 Month 2.60%  (2.63%)     60 Month 3.00%  (3.04%)   IRA APY*     6 Month 0.85%  (0.85%)     9 Month 1.00%  (1.01%)     12 Month 1.60%  (1.61%)     18 Month 1.75%  (1.77%)     24 Month 1.90%  (1.92%)     36 Month 2.40%  (2.43%)     48 Month 2.60%  (2.63%)     60 Month 3.00%  (3.04%)   * = Annual Percentage Yield